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Poland salary calculator 2026: gross to net

Estimate monthly take-home pay from a Polish employment contract, including ZUS, 9% health insurance, 12%/32% PIT, PIT-2, deductible costs and under-26 relief.

zł

Assumes the same salary in each month of 2026. The PIT threshold and youth-relief ceiling depend on cumulative income.

Net pay per month0 zł
Estimated net per year0 zł
Deductions0%
Gross pay
ZUS social contributions
Health contribution (9%)
PIT advance
Net pay

Social contributions: pension , disability , sickness .

Popular salaries after tax

4,806 PLNnet 3,606 PLN per month6,000 PLNnet 4,420 PLN per month8,000 PLNnet 5,784 PLN per month10,000 PLNnet 7,147 PLN per month12,000 PLNnet 8,489 PLN per month15,000 PLNnet 10,017 PLN per month20,000 PLNnet 12,562 PLN per month30,000 PLNnet 18,082 PLN per month

Examples assume PIT-2, standard PLN 250 costs and no youth relief.

Official sources

Questions people ask

How is Polish take-home pay calculated?

We subtract employee ZUS pension, disability and sickness contributions, the 9% health contribution and the PIT advance from gross pay. PIT-2, deductible costs and youth relief affect the result.

What does PIT-2 change?

When filed, PIT-2 lets the payer reduce the monthly PIT advance by PLN 300, one twelfth of the PLN 3,600 annual tax-reducing amount.

Is health insurance deductible from PIT?

No. The 9% health contribution is calculated on gross pay less employee social contributions and is not deducted from PIT in this model.

How does the under-26 relief work?

Qualifying employment income for people under 26 is exempt from PIT up to PLN 85,528 per tax year. ZUS and health contributions still apply.

Is this an exact payslip?

No. It is an estimate for a steady salary and selected month. Other reliefs, PPK, bonuses, benefits and annual tax settlement can change the result.